Have Questions? Call Our Friendly Team On:  020 3811 8421

PRIVACY POLICY

1. General

1.1 Pensions Release (“we”, “us” ) take the privacy of your information very seriously. This Privacy Notice is designed to tell you about our practices regarding the collection, use and disclosure of personal information which may be collected in person from you, obtained via our websites or collected through other means such as by an online form, email, or telephone communication.
1.2 This notice applies to personal information provided by our clients, customers and suppliers whose data we process. In this notice “you” refers to any individual whose personal data we hold or process.
1.3 In general, our services relate to the provision of financial services to individual clients and we do not process personal data on a large scale, but we will hold and process personal data in order to supply our services and this policy explains how we do so.
1.4 This notice is governed by the EU General Data Protection Regulation (the “GDPR”), the Data Protection Act 2018 and any other applicable data or privacy legislation.
2. Legal Basis on which we process personal data
2.1 Personal data we hold about you will be processed either because:
2.1.1 you have provided your consent to Pensions Release to process the personal data; or
2.1.2 the processing is necessary in order for us to comply with our obligations under a contract between you and us, specifically for the provision of our services; or
2.1.3 the processing is necessary in pursuit of a “legitimate interest”, a legitimate interest in this context means a valid interest we have, or a third party has, in processing your personal data which is not overridden by your interests in data privacy and security; or
2.1.4 for certain ‘special categories’ of sensitive personal data including data relating to health which we may process from time to time we will process this data on the basis of your consent.

3. Personal data we collect
3.1 Below we have set out the categories of data we collect, the legal basis we rely on to process the data and how we process the data:
3.1.1 we will hold contact information for our clients and suppliers such as names, email addresses, phone numbers, addresses (“Contact Information”);
3.1.2 we hold some information which we require in order to verify your identity as part of our ‘know your client’ processes (“KYC Information”);
3.1.3 We will hold general information about our clients, their spouses or partners and dependants including their age and gender (“Background Information”);
3.1.4 we will also hold information about our client’s income and expenses, finances, bank facilities, employment history, salary and employment benefits, pensions and investments (“Financial Information”);
3.1.5 we may hold information about your health to the extent that this is relevant to our services (“Health Information”);
3.1.6 a record of any correspondence or communication between you and us (“Communication Information”);
3.1.7 we may hold certain information about you in order to provide information about our services. This may include names, email addresses, phone numbers, addresses, and other information (“Marketing Information”).
3.2 We process Contact Information, Know Your Client Information, Financial Information, Background Information and Communication Information on the basis of the performance of our contract with our client and on the basis of our legitimate interest in providing our services to our clients.
3.3 We process Marketing Information on the basis of our legitimate interests in communicating with interested individuals about our services or on the basis that you have consented to receive the information. When you optin to receive a call you may add you to our email list for your convivence and to stay up to date with your account, updates and general offers - you can unsubscribe from our email list at anytime using the unsubscribe link
3.4 We process Health Information on the basis of explicit consent only, which we will obtain under a separate consent form.
3.5 We will collect information either from you directly or from a third party (for instance an introducer). If we do obtain your personal data from a third party your privacy rights under this notice are not affected and you are still able to exercise the rights contained within this notice.
3.6 You do not have to supply any personal information to us, but in practice we may be unable to provide our services to you without personal data (for instance we will need contact information in order to communicate with you). You may withdraw our authority to process your personal data (or request that we restrict our processing) at any time but there are circumstances in which we may need to continue to process personal data (please see below).

4. Data Retention
4.1 Our current data retention policy is to delete or destroy (to the extent we are able to) personal data in accordance with the following retention periods:
Advice records
If we are providing advisory services to you in accordance with our obligations under applicable FCA regulations we will hold all of the relevant records indefinitely.
Other client records (relating to an agreement or proposed agreement for us to provide services to you)
Up to 30 years from the end of the contract with you or your adviser, or from the date we last provided services to you or from the date we receive information from you relating to proposed services in the event of a complaint.
Marketing and business development records (where we have not provided services to you and you have not provided information to us)
Up to 3 years from the last date on which you have interacted with us.
4.2 For any category of personal data not specifically defined in this notice, and unless otherwise specified by applicable law or regulations, the required retention period for any personal data will be deemed to be 5 years from the date of receipt by us of that data or the date you cease to be a client.
4.3 The retention periods stated in this notice can be prolonged or shortened as may be required (for example, in the event that legal proceedings apply to the data or if there is an on-going investigation into the data).
4.4 We review the personal data (and the categories of personal data) we are holding on a regular basis to ensure the data we are holding is still relevant to our business and is accurate. If we discover that certain data we are holding is no longer necessary or accurate, we will take reasonable steps to correct or delete this data as may be required.
4.5 If you wish to request that data we hold about you is amended or deleted, please refer to clause 8 below, which explains your privacy rights.

5. Sharing your information
5.1 We do not disclose any information you provide to any third parties other than as follows:
5.1.1 We may be required to disclose certain data to our regulators;
5.1.2 If you have been introduced by a financial adviser or other introducer we may share information with that introducer;
5.1.3 We may share information with Creditsafe or other identity verification reference agencies in order to verify your identity and obtain ‘know your client’ information;
5.1.4 We may share information with certain financial services providers or intermediaries in order to find suitable financial products for you;
5.1.5 if we are under a duty to disclose or share your personal data in order to comply with any legal obligation (for example, if required to do so by a court order or for the purposes of prevention of fraud or other crime);
5.1.6 in order to enforce any terms and conditions or agreements for our services that may apply;
5.1.7 If we are sub-contracting services to a third party we may provide information to that third party in order to provide the relevant services;
5.1.8 we may transfer your personal information to a third party as part of a sale of some or all of our business and assets to any third party or as part of any business restructuring or reorganisation, but we will take steps with the aim of ensuring that your privacy rights continue to be protected;
5.1.9 to protect our rights, property and safety, or the rights, property and safety of our users or any other third parties. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.
5.2 Other than as set out above, we shall not disclose any of your personal information unless you give us permission to do so. If we do supply your personal information to a third party we will take steps to ensure that your privacy rights are protected and that third party complies with the terms of this notice.

6. Security
6.1 We will take all reasonable steps to ensure that appropriate technical and organisational measures are carried out in order to safeguard the information we collect from you and protect against unlawful access and accidental loss or damage. These measures may include (as necessary):
6.1.1 protecting our servers with software firewalls;
6.1.2 locating our data processing storage facilities in secure locations;
6.1.3 encrypting all data stored on our server with an industry standard encryption method that encrypts the data between your computer and our server so that in the event of your network being insecure no data is passed in a format that could easily be deciphered;
6.1.4 when necessary, disposing of or deleting your data so it is done so securely;
6.1.5 regularly backing up and encrypting all data we hold.
6.2 We will ensure that our employees are aware of their privacy and data security obligations. We will take reasonable steps to ensure that the employees of third parties working on our behalf are aware of their privacy and data security obligations.
6.3 This notice and our procedures for handling personal data will be reviewed as necessary.

7. Cookies and IP Address
7.1 A cookie is a piece of data stored locally on your computer and contains information about your activities on the Internet. The information in a cookie does not contain any personally identifiable information you submit to our website.
7.2 On our website, we use cookies to track users’ progress, allowing us to make improvements based on usage data. A cookie helps you get the best out of the website and helps us to provide you with a more customised service.
7.3 Once you close your browser, our access to the cookie terminates. You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. To change your browser settings you should go to your advanced preferences.
7.4 We are required to obtain your consent to use cookies. We will obtain this consent with a toolbar which appears when you first visit the website.
7.5 If you choose not to accept the cookies, this will not affect your access to the majority of information available on our website. However, certain online services may not be available.
7.6 An Internet Protocol (IP) address is a number assigned to your computer by your Internet Service Provider (ISP), so you can access the Internet. We may use your IP address to diagnose problems with our server, report aggregate information, and determine the fastest route for your computer to use in connecting to our website, and to administer and improve the website.

8. Your privacy rights
8.1 With respect to your personal data, you have the rights set out in the GDPR, including the right to:
8.1.1 request that your personal data will not be processed;
8.1.2 ask for a copy of any personal data that we have about you;
8.1.3 request that your personal data is deleted;
8.1.4 request a correction of any errors in or update of the personal data that we have about you;
8.1.5 request that your personal data will not be used to contact you for direct marketing purposes;
8.1.6 request that your personal data will not be used for profiling purposes;
8.1.7 request that your personal data will not be used to contact you at all;
8.1.8 request that your personal data be transferred or exported to another organisation, or deleted from our records; or
8.1.9 at any time, withdraw any permission you have given us to process your personal data
8.2 All requests or notifications in respect of your above rights may be sent to us in writing at the contact details listed below.
8.3 We will endeavour to comply with such requests without undue delay but in any event we will comply within one month of receipt (unless a longer period of time to respond is reasonable by virtue of the complexity or number of your requests).

9. Data Breaches
9.1 If personal data we hold about you is subject to a breach or unauthorised disclosure or access, we will report this to the Information Commissioner’s Office (ICO) and/or our data protection manager.
9.2 If a breach is likely to result in a risk to your data rights and freedoms, we will notify you as soon as possible.
10. Transferring your information outside Europe
10.1 We will not transfer your personal data in a systematic way outside of the EEA but there may be circumstances in which certain personal information is transferred outside of the EEA, in particular:
10.1.1 If you use our services while you are outside the EEA, your information may be transferred outside the EEA in order to provide you with our services;
10.1.2 We may communicate with individuals or organisations outside of the services in providing goods and services, those communications may include personal information (such as contact information) for example you may be outside of the EEA when we communicate with you;
10.1.3 From time to time your information may be stored in devices which are used by our staff outside of the EEA (but staff will be subject to our cyber-security policies).
10.2 If we transfer your information outside of the EEA, and the third country or international organisation in question has not been deemed by the EU Commission to have adequate data protection laws, we will provide appropriate safeguards and we will be responsible for ensuring your privacy rights continue to be protected as outlined in this notice.
10.3 By submitting your personal information to us you agree to the transfer, storing or processing of your information outside the EEA in the manner described above.
11. Notification of changes to the contents of this notice
We will post details of any changes to our policy on the Site to help ensure you are always aware of the information we collect, how we use it, and in what circumstances, if any, we share it with other parties.

12. Contact us
If at any time you would like to contact us with your views about our privacy practices, or with any enquiry or complaint relating to your personal information or how it is handled, you can do so by contacting Kate Jones using the details below:
Address: Pensions Release, House, 4th Floor, Centenary, 1 Centenary Way, Salford M50 1RF

Tel: 01273 796277
Email: customer-service@pensions-release.co.uk

13. Complaints
If we are unable to resolve any issues you may have or you would like to make a further complaint, you can contact the Information Commissioner’s Office by visiting https://ico.org.uk/ for further assistance.

Release Cash From Your Pension Early

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Why Wait? Do You Want Your Cash Now?
Unlock Your Pension Cash Early and Use Your Cash For Anything...
Pay Off Any Debts or Annoying Bills
Access The Cash Inside Your Pension Early So You Could Pay Off Any Unwanted Debts or Bills That You May Have.

Having Cash In Your Pension Is A Good Option If You Need To Raise Cash
Unlock £1,000's Within Weeks!
Do You Want Your Cash Now?  Are You Need To Raise Cash Quickly? You Can Unlock Cash From Your Pension In Only A Matter Of Weeks With Our Proven Unique Services.  

If You Have A UK Pension And You Need To Raise Cash For Any Reason Then We Can Help You To Access Your Pension Cash Early. Contact Our Friendly Team To Find Out More.
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Pay For Your Dream Wedding. Planning Your Perfect Wedding Can Be Very Costly And With Costs Rising Being Able To Access Your Pension Early Would Be A Good Option To Help You Raise The Cash You Need To Plan Your Perfect Wedding....

You Can Also Access Your Pension Cash For Any Reason Whatsoever. After All It's Your Pension Cash. 

Contact Our Team Today To Find Out How Much Cash You Would Be Able To Access.
Pay For A Wedding or Anything Else You Would Like Using Your Cash.....
Pay For Your Dream Wedding. Planning Your Perfect Wedding Can Be Very Costly And With Costs Rising Being Able To Access Your Pension Early Would Be A Good Option To Help You Raise The Cash You Need To Plan Your Perfect Wedding....

You Can Also Access Your Pension Cash For Any Reason Whatsoever. After All It's Your Pension Cash. 

Contact Our Team Today To Find Out How Much Cash You Would Be Able To Access.
Choose Us To Help You Unlock Cash!
Why Choose Us?
We Charge NO FEES and Have NO HIDDEN Fees
Unlike Some Other Pension Companies We Do Not Think Its Right To Charge You Any Fees.  After All It Is Your Pension So Why Should We Charge You! It's Not Fair! 

We Make Our Fees By Charging The Pension Companies and Other Pension Networks That We Work With.
No Credit Checks Whatsoever!
Unlike Some Other Pension Cash Release Companies We Do Not Do Any Credit Checks At All. It's Your Pension So You Should Be Entitled To Do Whatever You Would Like.

If You Have Cash Tied Up In Your Pension Then There Should Be No Need To Do A Credit Check Because You Already Have Built Up Your Pension Pot.
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We Want To Provide The Best Possible Customer Experience and Service. Without Our Customers We Do Not Have A Business And We Would Not Be In Business For Long.

We Have Teamed Up With REVIEWS.CO.UK  Who Are A 3rd Party Independent Review Company To Help Verify Customer Reviews
Your Own Dedicated Customer Manager
We Really Value You As A Customer And So We Provide The Very Best Customer Support Service To You. Without Customers We Do Not Have A Business, So Customers Are Very Important To Us.

You Will Have Your Own Customer Support Manager To Provide You With Anything You Need, Provide You With Real Time Updates And Make Sure You Are Fully Satisfied Throughout The Entire Early Cash Pension Process. 
Ready? Let's Get Started!
How Our Early Pension Cash Service Works?
If you are looking to access your pension cash early then the first step would be to contact us via the online form or call our customer service team using the number below
We offer a completely FREE no obligation friendly chat about your pension and tell you how much cash you can access. We need to know what type of pension you have so we know how much cash we can help you access early
If you are happy with the process and how much cash you will be receiving from your pension we will then take care of everything for you

You will have your very own dedicated customer service manager who will provide you with regular updates and will be available if you have any questions or need any help

   Please Call Us On:  01273 796277

   Please Email Our Team:  customer-service@pensions-release.co.uk

Could Pension Release Be An Option For You?
What Is Early Pension Cash Release?
Pension release means taking money early from your pension. And as long as you have right type of scheme, you can take as much of your pension savings as you like.

There are lots of different reasons why people want to release money from their pension, not least of which could simply be that you are now retiring and want to access the money from your pension to help with daily living expenses.

For others, it could be about paying off debts, starting a business, travelling and many, many more reasons.
The one thing everyone does have in common is that they want to be able to benefit from a pension that allows them to have Flexible Retirement Options, Investment Freedom and to take advantage to Improve Death Benefits for example.

 You could take the money as one-off payments or set up a regular withdrawal; for example, a set amount every month. Pension release means you can be very flexible with your savings. It also means you could end up taking too much money too soon, which is why many people get specialist help before making any final decisions.
All private pensions are eligible, as are most employee schemes. If you have what is known as a final salary scheme with your employer then you may need to transfer this to a private pension before you can take any money. It’s wise to think very carefully before doing this as you could be giving up guaranteed benefits when you retire.

You cannot use pension release to take money early from the State Pension or unfunded public sector schemes which cover organisations and professions including the NHS, teachers, armed forces, civil servants, firefighters and other government type pensions. If you would like to discuss your pension and how to cash in your pension early you can contact us to discuss in more detail. 
Main Reasons Our Customers Access Their Pension Cash Early....
Unlock Cash For Any Purpose

Most of our customers tend to release their cash for a number of reasons. We are currently living in difficult times and to have a pension pot just sitting then turning to your pension pot as a source of income or raising cash is a very good reason and very popular option. Most people do not know that you can easily access your cash early as a viable option if you need to raise cash for any purpose.

To Support A Business or Start A  New Business Using Their Pension Cash
Business owners all over the UK are feeling the pain at the moment and the struggles. With lending and bank borrowing now becoming more difficult and the criteria's are getting more and more difficult to apply and qualify for funding it can be very difficult to raise cash.

If you are business owner and you are needing to raise money for your business or to even start a new business then using your pension could be a very good option for you.
Pay Off Any Debts and Any Unwanted Bills
Unfortunately debts are mounting. With so many people now losing their jobs and having their income reducing accessing your pension cash is another main reason why most of our customers access their cash from their pension. 

Being able to access your pension cash to pay off bills and unwanted debts is on the rise. With people living longer now and general living costs are rising it's now becoming a very popular option to access your pension cash. 

Feel free to contact our friendly team for a no obligation chat about how much cash you can get from your pension.
Do You Need Any Help Or Have Any Questions? We Are Always Happy To Help

   Please Call Us On:  01273 796277

   Please Email Our Team:  customer-service@pensions-release.co.uk

Thinking Of Any Questions You May Have?
FAQ's
What Is Pension Release and Cashing In My Pension Early Mean?
Accessing money from your pension earlier than your normal retirement age is known as unlocking your pension or pension release. Money can be released both from personal pensions and company pensions. Pension release is unsuitable for the majority of people as taking money from your pension early will result in a smaller income when you come to retirement. However there are numerous reasons why many people do release cash. The major UK product providers have designed modern, sophisticated, flexible and low-charged products for this growing market.
Why Is Your Early Pension Cash Service FREE?
We want our customers to get the very best value from our services so we offer a completely free service to you. We do not charge you ANYTING! NO HIDDEN FEES and NO FEES WHATSOEVER. 

We DO CHARGE your pension company and we charge fees to pension advisors or IFA's. So you can take advantage of this and talk to use today about cashing in your pension early with no obligation at all.
Can I See The Adviser Face To Face?
Yes. And every client is treated based on their individual needs and requirements. We are not a one-size-fits-all business. However. A large part of our service can be conducted by a combination of Telephone, Royal Mail and Email.
Do You Offer A Free Early Pension Cash Review?
Yes. We offer a completely free no obligation pension review and a free no obligation telephone consultation about your pension and we are always happy to answer any questions you may have.
What Is A Pension Annuity?
A Pension Annuity converts the pension fund you have built up into an income for life. Because it’s paid until you die, it ensures you won’t run out of money before you die
How Long Will It Take To Receive My Pension Cash? 
A lot of will depend on your pension providers. From receipt of your authority the process would normally take 3 to 5 weeks. Some pension providers have quicker turnaround times than others. It may be possible for you to have your pension cash within 3 weeks, but it can take longer
Where Do I Start? 
You can easily start by simply contacting us via our contact form at the top of this page. You can call us on 01273 796277 and speak to our friendly customer support team. We are always happy to help and help you run through your options.
What Happens If I Join My New Employers Work Place Pension Scheme? 
If you join your employer's workplace pension, you can:
Contribute to both your personal pension and your employer's workplace pension at the same time, as long as you don't exceed the annual allowance.
Stop making contributions into your personal pension and leave your pension savings invested.

About Us

Welcome to Pension Release. We are a early pension release company that offers a unique pension release service where you can access your pension cash early.  We have over 15 years of pension experience and a network of IFA's that can help you discuss everything pension released. We put our customers first and it is vitally important that our customers receive the best possible information and guidance when it comes to dealing with your pension. We have different pension consultants with each on focusing on a specific pension area so we have all bases covered and we are able to provide you with the best solution, routes and make sure all your questions are answered via our free pension cash release reviews and consultations. 

Our Contact Details

House, 4th Floor, Centenary, 1 Centenary Way, Salford M50 1RF

   Please Call Us On:  01273 796277

   Please Email Our Team:  customer-service@pensions-release.co.uk

 Opening Hours

Monday 09.00am - 8.00pm
Tuesday 09.00am - 8.00pm
Wednesday 09.00am - 8.00pm
Thursday 9.00am - 8.00pm
Friday 9.00am - 4.00pm
Saturday 09.00am - 2.00pm
Sunday Closed

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